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Месяц: Октябрь 2020

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  • В центре Донецка случилась авария с участием боевиков «ДНР»
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В центре Донецка случилась авария с участием боевиков «ДНР»

Окт 3, 2020 admin

Боевики «ДНР» стали участника масштабного ДТП. Так авария произошла не далеко от площади Ленина. Столкновение случилось ранним утром. Ситуация очень интересная, так как не понятно, как могла произойти авария практически…

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There were requests to write about health insurance in the United States. I tried to collect all my knowledge in a pile, but nothing good came out of the pile, so I turned to Google and found an article that I really liked. I share it with you to save time on the search for those interested. Go: Some of the largest players in the insurance market today are Anthem, UnitedHealthcare, Aetna, Blue Cross Blue Shield, Cigna, and others. Each of the companies has many insurance options, and to determine which of them is the most suitable for you, you need to know several concepts: premium-monthly insurance payments deductible — the amount you must pay for medical services before your insurance starts covering them co-payment — a fixed amount of additional payment for a visit to a doctor, medical services or medicines co-insurance — coverage of expenses by the insurance company and you as a percentage, starting after the full payment of deductible out-of-pocket limit — the maximum amount spent out of your pocket during the year, reaching which the insurance begins to cover your expenses in 100% of the amount annual limit — the annual limit of the insurance company's coverage of your medical expenses Previously, there was still the concept of lifetime maximum limit, which was canceled for all plans purchased after September 23, 2010. According to this amendment, insurance companies can no longer limit the amount of expenses accumulated during the life of the insured. As for the annual limit, it was also abolished starting from January 1, 2014. Let's look at an example to better understand how all these concepts work in real life. Suppose an insured person needed an operation with a total cost of $100,000. The patient's insurance plan looks like this. Health insurance Plan: $200 — premiums $1,000 deductible 20% co-insurance $3,000 — out-of-pocket limit $2,000,000 — annual limit